High-Risk Merchant Accounts

Compare specialized payment processors for high-risk businesses. Find providers that understand your industry and offer stable, long-term processing solutions.

RiskPay logo
FEATURED

RiskPay

Industry-leading high-risk merchant account provider with fast approvals and competitive rates.

5 out of 5 stars
Fees: 2.5% + $0.25Approval: 24-48 hours
Learn More About RiskPay

All High-Risk Merchant Account Providers

RiskPay logo
RiskPay
High-Risk Specialist
5 out of 5 stars

Fees: 2.5% + $0.25

Monthly: $15/mo

Approval: 24-48 hours

PayKickstart logo
PayKickstart
Subscription Billing
4.5 out of 5 stars

Fees: 3.5% + $0.30

Monthly: $29/mo

Approval: 3-5 days

Durango Merchant Services logo
Durango Merchant Services
High-Risk Specialist
4.5 out of 5 stars

Fees: 2.9% + $0.30

Monthly: $20/mo

Approval: 2-5 days

PaymentCloud logo
PaymentCloud
High-Risk Specialist
4.4 out of 5 stars

Fees: 2.7% + $0.25

Monthly: $10/mo

Approval: 24-72 hours

Soar Payments logo
Soar Payments
High-Risk Specialist
4.3 out of 5 stars

Fees: 2.5% + $0.20

Monthly: $15/mo

Approval: 3-5 days

eMerchantBroker logo
eMerchantBroker
High-Risk Specialist
4.6 out of 5 stars

Fees: 3.0% + $0.30

Monthly: $25/mo

Approval: 24-48 hours

Host Merchant Services logo
Host Merchant Services
Full-Service Provider
4.2 out of 5 stars

Fees: 2.8% + $0.25

Monthly: $14.99/mo

Approval: 2-4 days

SMB Global logo
SMB Global
International High-Risk
4.1 out of 5 stars

Fees: 3.2% + $0.35

Monthly: $30/mo

Approval: 5-7 days

Instabill logo
Instabill
Offshore Specialist
4 out of 5 stars

Fees: 3.5% + $0.40

Monthly: $35/mo

Approval: 5-10 days

Easy Pay Direct logo
Easy Pay Direct
Payment Gateway
4.3 out of 5 stars

Fees: 2.9% + $0.30

Monthly: $24.95/mo

Approval: 3-5 days

PayDiverse logo
PayDiverse
High-Risk Specialist
4.2 out of 5 stars

Fees: 2.6% + $0.25

Monthly: $19.95/mo

Approval: 24-48 hours

Bankcard USA logo
Bankcard USA
Full-Service Provider
4.1 out of 5 stars

Fees: 2.75% + $0.28

Monthly: $12/mo

Approval: 3-7 days

National Processing logo
National Processing
Transparent Pricing
4 out of 5 stars

Fees: 2.5% + $0.10

Monthly: $9.95/mo

Approval: 3-5 days

Charge logo
Charge
Developer Platform
4.4 out of 5 stars

Fees: 2.9% + $0.30

Monthly: $0

Approval: 2-4 days

Allied Wallet logo
Allied Wallet
Global Payments
3.9 out of 5 stars

Fees: 3.5% + $0.35

Monthly: $50/mo

Approval: 7-14 days

PaySpace logo
PaySpace
European Specialist
4 out of 5 stars

Fees: 2.8% + €0.25

Monthly: €25/mo

Approval: 5-10 days

T1 Payments logo
T1 Payments
Subscription Specialist
4.2 out of 5 stars

Fees: 2.7% + $0.25

Monthly: $20/mo

Approval: 2-5 days

SecureGlobalPay logo
SecureGlobalPay
Offshore Specialist
3.8 out of 5 stars

Fees: 4.0% + $0.50

Monthly: $45/mo

Approval: 7-14 days

Maverick BankCard logo
Maverick BankCard
Firearms Specialist
4.1 out of 5 stars

Fees: 2.8% + $0.30

Monthly: $15/mo

Approval: 3-7 days

iPayTotal logo
iPayTotal
UK Specialist
4 out of 5 stars

Fees: 3.0% + £0.25

Monthly: £20/mo

Approval: 5-10 days

Why Choose a Specialized High-Risk Processor?

Account Stability

Avoid sudden account freezes and terminations that plague high-risk businesses using standard processors.

Fast Approvals

Get approved quickly with processors who understand your industry and have established banking relationships.

Expert Support

Work with processors who have deep expertise in your specific industry and its unique challenges.

Frequently Asked Questions